SHARING YOUR PERSONAL DATA
Who We Share Your Data With
Where necessary we will share your personal data with third parties such as:
- Our group of companies.
- Service providers who provide IT, system administration services.
- Professional advisers including lawyers, bankers, auditors, and insurers.
- Services providers who assist with requirements set by authorities and regulatory bodies.
- Government bodies that require us to report processing activities.
- Card Schemes such as Visa, Mastercard, AMEX, etc.
- Service providers and business partners who are involved in providing you services including for example third-parties who provide payment services.
- Other third parties to the extent it is required by a law that is applicable to us, or where you have given your explicit consent.
We will also disclose your personal data to:
- a prospective buyer of our business or a buyer of a substantial number of the shares in our business.
- the police, other lawful enforcement body, regulatory body or court if we are under a duty to disclose or share your personal data, or to protect the rights, property, or safety of ourselves or our group companies, our customers, or others.
- tax authorities, more specifically financial information and transactions, in line with FATCA/ CRS provisions.
- third parties who referred you to us initially and to whom we owe a commission payment as a result of the referral. Where the commission payment is based on transaction volumes, numbers or types of transactions, we share that information with that third party.
We may also transfer your data in the event of a company reorganization, merger, or sale, or to our partners.
All third parties that receive your data must respect the security of your personal data and to treat it in accordance with the Data Protection Regulations. We only allow these third parties to process your personal data for specified purposes and in accordance with our instructions.
We do not sell or otherwise disclose the personal data we collect except as disclosed in this Privacy Policy, or as may be disclosed to you at the time information is collected.
Data Transfer Outside of the European Economic Area and the United Kingdom (“EEA and UK”)
Personal data that you send us is stored, processed, and/or transferred to other countries where we have operations or where we engage service providers, and therefore, there are instances where your data is shared, both in and outside, the EEA and UK.
We will only process, store, and/or transfer personal data to and from countries outside the EEA or UK when such country has received an adequacy decision or if there is no adequacy decision, we apply the EU Standard Contractual Clauses (“SCC”) mechanism for when it relates to personal data from the EEA, and for personal data from UK we apply the SCC as they are amended by UK addendum. We may also use other safeguards that are considered as appropriate in accordance with Data Protection Regulations. In addition, we have implemented inter-company agreements that cover data processing between all of our group of companies.
We take measures to ensure that the data processing, storing, and/or transferring comply with the applicable Data Protection Regulations and that your personal data remains protected to the standards specified in this Privacy Policy. In certain circumstances, courts, law enforcement agencies, or security authorities have the right to request access to your personal data.
Whenever we transfer your personal data out of the EEA or UK, we do our best to ensure a similar degree of security of data and only share with a third-party if the following is true:
- Data is being transferred to a country with an adequacy decision or there are appropriate safeguards in place.
- We have made sure that the third-party has equivalent safeguards in place to ensure the protection of your personal data.
In the event that we want to share your personal data with a third-party that is not based in a country with an adequacy decision, and there are no appropriate safeguards in place, we will only share your personal data in accordance with the derogations provided in the relevant Data Protection Regulation.
STORING AND RETAINING YOUR PERSONAL DATA
We securely store your data by maintaining industry approved safeguards designed to protect the personal data provided or collected against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or misuse. Such data is also routinely backed up at secure locations in Europe and outside in accordance with standard industry practice. The industry practice specifically related to the Fintech sector is reviewed annually and we update our security measures accordingly. That said, no method of transmission over the Internet, or method of electronic storage, is 100% secure, however, therefore, we cannot guarantee its absolute security. If you have any further questions about privacy or security or have reason to believe your data security has been compromised please contact us immediately by sending an email to: dpo@shift4.com.
We will only retain your personal data for as long as necessary to fulfil the purposes for which it is collected in accordance with our Retention Policy. This includes retaining your data for the purposes of satisfying any legal, accounting, or reporting requirements. When deciding on the applicable retention periods, we consider our regulatory and legal obligations, the processing purposes, nature and sensitivity, potential risk of harm from unauthorized use or disclosure. We also take into consideration best practices applied in the industry.
We take measures to delete or permanently de-identify personal data as required by law or if it is no longer required for the purpose for which it was collected. Certain data relating to transaction records, particularly billing and statement information, may be required to be safeguarded for significant periods of time in accordance with standard tax and accounting practices, or to enable the refund and chargeback requests to be processed on behalf of our customers; additionally such data may be stored to account for requirements relating to financial crime based on the applicable regulations and our company data classification and retention policy.
MARKETING
We would like to send you information about products and services that we think you might be interested in, as well as those of our partner companies. If you have agreed to receive marketing, you may always opt out at a later date. You will receive marketing communications from us if:
- You have asked for information about our services or if you receive or have received our services or you agreed to receive marketing communications; and
- if you have not opted out of receiving such communications.
If relevant, we will request your consent before we share your personal data with any third party for their own marketing purposes. You can ask us or third parties to stop sending you marketing messages at any time.
Occasionally we will send information via email to our clients, unless you have chosen not to receive such communication, including, if we have your consent, from our group companies also, about products, services, and special deals which we think will be of interest to you via our newsletter. You have the right at any time to stop us from contacting you for marketing purposes or giving your data to other members in the Shift4 group. However, please note that we will still send you important administrative messages that are required to provide you with our services.
If you no longer wish to be contacted for marketing purposes, please contact marketing_eu@shift4.com.
YOUR DATA PROTECTION RIGHTS
Under applicable Data Protection Regulations, you have the following rights with respect to your personal data. We want to make sure you are fully aware of what they are.
The right to be informed: You have the right to be informed about the collection and the use of your personal data.
The right to access: You have the right to receive copies of your personal data that we have.
The right to rectification: You have the right to request that we correct any information you believe to be inaccurate. You also have the right to request that we complete information you believe is incomplete.
The right to erasure/to be forgotten: You have the right to request that we erase your personal data. It may be the case that we are required to keep such information in accordance with our legitimate business purposes or to comply with relevant laws, to that extent we will make efforts to limit the processing of your personal data to only what is required.
The right to restrict processing: You have the right to request that we restrict the processing of your personal data.
The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.
The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, in a structured, commonly used, and readable format.
Additionally, data subjects have the right to not be subject to a decision based solely on automated processing. Please note that we do not apply automated decision processing and if you have any concerns in this regard, you may reach out to us, by making a request here.
In the limited circumstances where you have provided your consent to the collection, processing, and/or transferring of your personal data for a specific purpose, you have the right to withdraw your consent for that specific processing at any time, subject to our regulatory and legal requirements.
You will not have to pay a fee to access your personal data. However, we may charge a reasonable fee if your request is clearly unfounded, repetitive, or excessive, or if you refuse to comply with our requests in these circumstances.
We may need to request specific information from you to help us confirm your identity and ensure your legal right to exercise any of your data protection rights. This is a security measure to ensure that personal data is not disclosed to a person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
Once we have received notification that you have withdrawn your consent, or you have made a request relating to your rights under Data Protection Regulations, we will respond to your request and will: (i) either confirm that we will no longer process your personal data information for the purpose or purposes you originally agreed to, or (ii) provide our reasoned decision as to why we are unable to grant your request. This can be due to different reasons, such as our legitimate or regulatory basis to retain your personal data.
MINORS
We do not provide services or actively market to children, and we never knowingly ask a child under 13 to divulge personal data. Services and information available on this site or provided following communication with us are NOT INTENDED FOR OR FOR USE BY ANY PERSON UNDER THE AGE OF 18.
Please note that if it comes to our attention through reliable means that you are under 18, we will end all communication and take steps to delete your information.
BY PROVIDING US WITH YOUR DATA, YOU WARRANT TO US THAT YOU ARE OVER 18 YEARS OF AGE.
OTHER WEBSITES AND THEIR PRIVACY POLICIES
Our website contains links to third-party websites, plug-ins and/or applications. By clicking on those links or enabling those connections, it may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit. Our Privacy Policy applies only to our websites.
HOW TO CONTACT US, YOUR QUESTIONS, AND COMPLAINTS
We have appointed a DPO (data protection officer) to oversee compliance with this privacy policy and with the Data Protection Regulations.
You can submit a request relating to your rights mentioned in this policy here
If you have any additional questions about this privacy policy or how we handle your personal data, you can contact out DPO by sending an email to: dpo@shift4.com
Please note that, in order to process your request, you may be required to provide additional information, to verify your identity. The information that you provide will be used solely for the purpose of fulfilling your request.
HOW TO CONTACT THE APPROPRIATE AUTHORITY
We are committed to working with you to obtain a fair resolution of any complaint or concern about privacy. However, if you believe that we have not addressed your concern in a satisfactory manner, you may contact the Office of the Information and Data Protection Commissioner in Malta at:
Or to the Information Commissioner’s Office in the United Kingdom here: